Thank you Johnny! The horse texture is one of the free items I found for the
Poser horse at Planit 3D along with a lot of morphs for the
Poser horse and the
Poser dog. There is a lot of other nice free items there as well. It's worth a look if you haven't been there already:
http://www.planit3d.com/source/Poser/Poser.html
I found the saddle bridle and blanket there too. I was impressed with the re-do of the
Poser horse and the reworking of the teeth and gums to make it look more real. It felt almost real after I rendered it. I found a really good grassy terrain prop too that I used here. It made it look like the picture was taken outside for real it blended in so well. One day I will learn how to texture animals too but I am not there yet.
I always appreciate your comments and once again, thank you!